Trans Union made my day.
May 3, 2008
I just learned that Trans Union deleted three more negative trade lines from my credit report that were on there because of identity theft.
This is so cool. I had requested copies of my credit reports from annualcreditreport.com. I have gotten so sick of dealing with my credit reports! The errors on them were so bad that for a long time I could not even GET a copy of my Equifax credit report. The ID theft problem? I have no idea how it happened. Maybe just because I did the stupid thing and lived in California for a while. One California police department actually told me in 2001 that my social security number was coming back as registered to 7 different people in Southern California. I wanted to just crawl into a hole right then. They also said that brokering social security numbers on the black market is big business in Southern California. I thought it would be hopeless ever trying to get my credit reports fixed.
But, I have been working on it. For a VERY LONG TIME. It has been an uphill battle both ways. Because of bouts of discouragement, in some cases I ended up waiting the 7 years and the accounts fell off. Trans Union finally actually DID delete 2 new addresses that had popped up that were never addresses that I had lived at or even knew anybody who lived there. One was in Vermont and one was in Rockford, IL. I think that might be the last of the bad addresses on there, but the online version of my updated credit report seems to be somewhat incomplete, so I will need the paper copy to see. It was nuts. Besides apparently deleting those addresses, they also deleted three pretty huge collection accounts. One of those was a vehicle repossession! That was so very cool to get that stuff off of there! I am finally starting to see light at the end of the tunnel, and starting to feel a little bit more confident in my credit scores again.
Entry Filed under: Trans Union. Tags: Credit Reports, credit scores, identity theft.


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