consumercreditinfo.org

Both the efficient functioning of the nation’s economic system and the well-being of society depend on consumer savvy. At a time when worker efficiency is essential to our nation’s success in the global marketplace; family financial difficulties are reducing productivity for too many workers. Financial difficulties also affect the health of individuals and their families.

Individuals and families able to handle the complex financial decisions of daily life experience an enhanced quality of life. They have the personal satisfaction of being in control of their lives and are more likely to be satisfied with their social and economic environment. They are less likely to need government assistance such as consumer protection.

Recent surveys in the United States suggest that consumer education has not kept up with the rapid changes in the marketplace. We have not yet reached a desirable level of knowledge and skill in managing personal financial resources.

Therefore, consumercreditinfo.org exists to provide consumer education. And consumer education offers more than knowledge and skills; it promotes critical thinking, problem solving, and action. The objectives include helping readers:

* Gain knowledge to act as informed consumers. For example, knowledge of consumer rights and basic nutrition.

* Develop an understanding of society’s function as a whole and the specific role of consumers. For example, the understanding of the role of companies in the economic system; the role of the government in society and the role of consumer organizations.

* Master skills to function as informed and responsible consumers. For example, writing a letter of complaint; spotting sales gimmicks and using products knowledgeably.

* Recognize it is important to be an informed consumer.

* Act as informed, educated and responsible consumers.

consumercreditinfo.org is not a law firm and does not offer any personal legal, tax or financial advice. The web site and weblog may provide legal related information designed to provide readers with useful general information. But legal information is not the same as legal advice. Legal advice is the application of law to an individual’s specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we make no guarantee or warranty as to the accuracy or completeness of the information. In addition, information that is accurate at the time it was published may no longer be accurate over time because of changes in laws or regulations. If you have specific legal needs, we recommend you consult a lawyer to verify our information and provide you with advice relating to your particular situation.

consumercreditinfo.org is not a credit repair organization. Adverse information on your credit report can only be changed if it is inaccurate, incomplete, misleading, unverifiable, or outdated. We provide financial/credit education and information. Advice or information provided by our advertisers, partners or affiliates are not endorsed by us and we cannot guarantee the accuracy, integrity or quality of the advice or information provided by them.